Financial Policy/ Insurance Information:
We will work with you to maximize your insurance reimbursement for covered procedures and find a payment option that works best for you.

Payment Responsibility
It is the responsibility of the patient or the patient’s responsible party for all charges incurred, regardless of insurance coverage.

Payment Methods
We off the flexibility of cash, check, CareCredit, and all major credit cards.

We do offer CareCredit as a financing option with six months free of interest.
CareCredit gives you flexibility and convenience when managing your family’s out of pocket health care expenses.
When you use CareCredit for purchases of $200 or more, you can choose one of your special financing options. Pick the available option that’s best for your situation.
Getting Started with CareCredit.
Applying only takes a few minutes and you will get a decision almost immediately:

• Apply Online or call 1-800-365-8295
• Visit www.carecredit.com and complete the patient application.

Initial Payments
If you have insurance coverage, you are required to pay a portion of your total expenses a time of surgery.
If there is no insurance coverage for your surgery, payment in full is required on the day of your service.

Insurance
As a courtesy, we will file your insurance claims for you, provided that you supply us with complete and accurate information. It is your responsibility to know your plan’s benefits, if any, and to pay any deductible, co-insurance or any balance not paid by your insurance company. Please remember that insurance is considered a method for reimbursing the patient for fees paid to the doctor and is not a substitute for payment.

You might have benefits for your surgery through your medical and or dental insurance plan. Please call your insurance company prior to your visit to verify your benefits

• Deductibles
• Limitations
• Yearly Maximums
• Verify we are an in-network provider
• Is prior authorization required?

If your insurance company does not process your claim within 60 days, you will be billed directly for the full fee. To ensure prompt processing, we encourage you to check the status of your claims with your insurance company. Please note that the insurance is a contract between you/ your employer and the insurance company. You are fully responsible for all fees and charges regardless of your insurance coverage

Estimates
An estimate of the charges for your surgery will be given to you at your consultation. A current x-ray is needed for our doctors to provide us with a complete estimate of our fees.Your specific insurance plan may require a prior authorization, generally, it is processed between 4-6 weeks. It is your responsibility to inform us so we can assist you with this process. We strive to make your estimate as accurate as possible, however, benefits may have been used between the periods of the consultation and the surgery. It is only an estimate and the final payment portion will be determined once the claim is submitted to your insurance company.

Patient Billing
We send out statements the third week of every month. Most dental insurance companies will respond within 2-4 weeks, the medical insurance companies take longer. Your payment is expected promptly.

Refunds
Patient overpayments will be refunded up to 30 days after all insurance processing is finalized.

Collection
You will be responsible for all collection costs. Delinquent accounts will be sent to an outside agency for collection after a final notice letter has been sent out.